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Friday, 3 May 2013

Group Life: Brokers plead for release of outstanding premium


Insurance brokers are appealing to the federal government for the release of its outstanding premium on Group Life for the year 2012.
The brokers who spoke under the auspices of the Nigerian Council of Registered Insurance Brokers (NCRIB) said as it stand; only 41 per cent of the premium has been paid, remaining 59 per cent to be paid.
Speaking on their behalf, Barrister Laide Osijo, president, NCRIB said the situation has made many insurance companies to discountenance claims under the year in review in view of the now existent No Premium No Cover
Osijo who spoke at the Brokers’ Evening in Yaba, Lagos last week said, “This, as we are all aware, is to the displeasure of some beneficiaries especially those that died in active service. The impression many of them have is that the insurance industry is insensitive to their plight, a situation that creates serious image smear for the industry.”
She said the federal government will do well to assist the industry to avoid further accumulation of unpaid premiums and claims, a situation that negates the extant NPNC. The issue of No Premium No Cover, she said has come to stay with the unwavering commitment of the National Insurance Commission (NAICOM) and the entire insurance industry towards its implementation.
It is delightful to note that the initial apprehension about the workability of the rule is gradually being laid to rest as many of our members and underwriters could testify, she said.
While expressing appreciation to NAICOM for its ever readiness to address the various challenges faced by insurance brokers, she said there is no doubt that with the level of compliance, the industry would significantly benefit from the rule.
Speaking earlier at the event, she thanked the guest students from the University of Lagos (Unilag) and Crawford University for their presence, saying that the importance of grooming the youths of today who are the leaders of tomorrow cannot be over emphasised.
Apart from constituting the pool from which providers of insurance for the future would be drawn, she said these students are also consumers of insurance products, if properly informed about the services.
“Consequently, we have decided to invite them to this event in order to broaden their understanding of insurance as well as give them a room to interact with the leading professionals in the industry,” she said.
This, she added, is to promote progressive relationship which the NCRIB intends to have with students and youths in general.

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